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Payment is one of the most important factors in running an online business. They play an important role for merchants as well as customers to have an outstanding buying experience. But what if the payment experience of your website is not on par? Then it will result in a poor user experience and eventually, your sales will drop as your customers will stop trusting your brand.
But is there anything that you can do to elevate the payment experience your users have? Well, you can opt for secure, fast, and trustworthy international payment gateways that help you provide an allusive payment experience. But there are so many international payment gateways out in the market and most business owners or start-ups are confused about which to choose.
Well, worry not. Because we have prepared a comprehensive list of international payment gateways. But before we go into the list, let’s quickly look at the things to consider when selecting the best International payment gateways.
- Ease of Integration with Website
- Security Standards
- Pay-out Time
- Multi-Currency Support
- 24/7 Support Via Email, Call, or Chat
Top 10 Payment Gateways Worldwide:
Below is the list of some of the best international payment gateways that help leave a good impression on your customers. These international payment platforms are secure, trustworthy, and fast as well to accept multiple forms of payments. So, without further ado, let’s get started with our list of top 10 international payment gateways.
1. PayPal Payment Gateway
PayPal is everyone’s favorite and best payment gateway worldwide. ‘Tis one of the top 10 international payment gateway providers that allow you to send & receive payment across the globe. Founded in 1998, PayPal is one of the oldest & top international payment gateways. And being the oldest one, PayPal enjoys the largest number (346m) of active users.
PayPal is actively operating around 200 countries and has support for over 100 currencies to process payments. Also, it is PCI compliant international payment gateway providers. PayPal offers express checkout, mobile card reader, credit card reader, barcode scanning, bill me later and lots of other features. And as far as withdrawals are concerned, PayPal offers free standard withdrawals and instant withdrawals with a little fee.
Depending on the country/region, PayPal may have different features. However, they are one of the best payment gateways for international transactions for omnichannel business.
| PROs | CONs |
| Fast Activation & Integration | Transaction Charges are High |
| Operational in 200+ Countries | Website Redirection to Complete Payment |
| 100+ Currency Support | |
| 24/7 Support in 17+ Languages | |
| Instant Fund Withdrawal within Minutes |
Pricing – (Fees and other Charges):
- No startup, setup, or monthly costs.
- 9% + fixed fee based on currency per transaction inside the US.
- 4% + fixed fee based on currency per transaction outside the US.
- 1% for instant fund withdrawal maximum of $10.
2. Stripe Payment Gateway
In contrast to other top international payment gateways, Stripe is a cloud-based payment method that provides a range of APIs which gives merchants full control to integrate new payment options. The Stripe payment gateway is best for startups, and SMBs who want to scale at a later stage of their growth. Stripe offers robust security and fraud prevention measures that help not disrupt global sales.
Stripe supports over 135+ currencies to process payments. It also offers features like a custom UI toolkit, consolidated checkout, mobile interface, recurring payments, fraud protection, 24/7 technical support, and others that make it a complete solution in our list of top 10 international payment gateways. The payment gateway is PCI compliant which means it is one of the secure online payment gateway worldwide.
| PROs | CONs |
| Support for 135+ currencies | Dispute Management Timelines are usually long |
| Operation in 42 Countries Around Globe | Not available in All Countries |
| API Based Payment Method | |
| 24/7 Technical Support | |
| Instant Fund Withdrawal within Minutes |
Pricing – (Fees and other Charges):
- No setup, monthly, or hidden charges.
- 9% + 30¢ per successful transaction from cards or digital wallets.
- 9% + fixed fee per transaction for international cards. (1% additional if currency conversion is required)
- 1% for instant payouts
3. Alipay Global
Alipay is another great option in our list of international payment gateways. 550 million users have used Alipay for payments. Also, it processes over 8.5 million in payment transactions daily. Being the Chinese payment gateway, Alipay provides its international merchants with access to the fast-paced Chinese market efficiently.
This international payment gateway is best suited for businesses like smart restaurants, smart vending machines, and cashless taxis. Other features of this payment solution include easy integration, secure transactions, mobile payments, efficient payment settlements, etc. Even though it is considered as one of the best international payment gateways, Alipay support only 12 currencies.
| PROs | CONs |
| Ease of use | Only supports 12+ currency |
| Easy Integration | No clear description available for pricing |
| Secure payments | |
| Mobile payments | |
| Efficient payment settlements |
Pricing – (Fees and other Charges):
- Alipay does not mention anything about its pricing on their official website. So, merchants have to get in touch with their sales team for the same.
4. Authorize.Net
Authorize.net is another best international payment gateways available for global merchants. It is here for so long and is best suitable for small businesses. They promote their solutions as a small business payment solution. Founded in 1996, Authorize.net is a highly customizable international payment gateway.
They have strong infrastructure and advanced fraud protection measures to transact securely. What makes Authorize.net the best international payment gateways is that they can accept payments from major card providers around the world. Also, it has fully integrated Account Updater and electronic check processing for making payment processing more flexible. However, the one downside it has is it only helps businesses based in the US, UK, Canada, Europe, and Australia to accept international payments.
| PROs | CONs |
| E-check Processing | Supports businesses based in the US, UK, Canada, Europe, and Australia |
| Advanced Fraud Protection System | Not available in All Countries |
| Recurring Billing | |
| 24/7 Support Available | |
| Customer Information Manager |
Pricing – (Fees and other Charges): Authorize.net offer Gateway only solution for merchant having a merchant bank account and All-in-one solution for businesses without a merchant bank account.
For Payment Gateway Only,
- No setup fee
- Monthly $25 gateway charge
- 10¢ per transaction and 10¢ daily batch fee
For All-in-one solution
- No setup fee
- Monthly $25 gateway charge
- 9% + 30¢ per transaction
5. WorldPay
Next in our list of best payment gateway worldwide is WorldPay. WorldPay was the biggest payment provider in the UK which later got acquired by Vantiv in 2017 and changed its name to Worldpay. Later in 2019, WorldPay was acquired by the FIS. WorldPay’s international payment gateway provides solutions for large enterprises, B2B, B2C as well as small to medium businesses.
WorldPay has access to 126 currencies to process payments across 146 countries. They offer flexible integration options such as a hosted pay page and an integrated payment page. In the former option, you get the payment page hosted by WorldPay to accept payments. And in the latter option, the payment page is integrated with your checkout for customers to complete payments without redirection.
| PROs | CONs |
| Supports over 126 currencies | Most Merchants Complain About Hidden Charges |
| Operational in 146 countries | |
| Integrated Fraud Screening and Alert System | |
| Email and Phone Payment Processing | |
| Recurring Payments |
Pricing – (Fees and other Charges):
- WorldPay offers two pricing options. One is Gateway Standard which starts at £19 per month and includes a 350 transaction limit, no setup fee, and other Visa, PayPal, and digital payment checkouts.
- Another option is Advanced Gateway which starts at £45 and includes 850 transactions with additional support for international and other payment options.
6. 2Checkout
2Checkout or 2CO is one of the popular international payment gateway providers which is now acquired by VeriFone, a global leader in providing payment and commerce solutions. Both share the same vision to simplify modern commerce and enable frictionless commerce. Together, they now have great financial strength, resources, relationships, scalability, and market potential.
2CO allows merchants to accept payments from over 200 countries. They offer 45+ different payment options depending upon the plan merchants choose. 2CO supports over 29+ languages for checkout and can process payments in 100 currencies making it a perfect choice for global merchants. Also, they offer mobile payments, recurring billing, advanced fraud protection, and other such features.
| PROs | CONs |
| Accepts Payments from 200 Countries/Territories | Reports and complaints of held payments |
| Supports Multilingual Checkout | A long list of products prohibited to sell |
| 100 Currencies to process payments | |
| 45+ Payment Methods | |
| Integrated Fraud Management |
Pricing – (Fees and other Charges): The 2CO offers 3 different plans namely 2Sell, 2Subscribe, and 2Monetize.
- The 2Sell plan charges 3.5% + $0.35 per transaction for standard payments like credit card or PayPal.
- The 2Subscribe plan charges 4.5% + $0.45/transaction for standard payments.
- The 2Monetize plan charges 6.0% + $0.6/ transaction for standard payments.
7. SecurionPay
SecurionPay is next on our list of best international payment gateways. It offers hassle-free online payment solutions. SecurionPay is an expert in processing credit card payments done online. They build the most agile, fast, and versatile API to support each and every payment scenario.
SecurionPay serves merchants of around 50 countries through their online payment gateway worldwide. Their user-friendly payment gateway offers simple card payments. They have support for over 160 currencies and 24 languages. Also, SecurionPay focuses on making every transaction more secure with their PCI level 1 certification.
| PROs | CONs |
| 160+ Currencies are Supported | Focuses on Accepting Credit Card Payments |
| Serves in 50 Countries | |
| Support Checkout in 24 languages | |
| PCI Level 1 Compliance | |
| Anti-Fraud Tools |
Pricing – (Fees and other Charges):
- Zero setup cost
- No monthly or yearly charges
- 95% +0.25 Euro per transaction
8. Amazon Pay
Started for its merchants and shoppers to transact hassle-free, Amazon Pay has become a global phenomenon. It provides shoppers an easy and secure way to pay and merchants to get payment. Also, Amazon has enabled its users to pay on 3rd-party apps and websites using their Amazon Pay services.
Amazon Pay is operational in 18+ countries along with extensive multi-currency capabilities making it a perfect contender to be in the list of best payment gateway worldwide. Also, it is loaded with amazing features that make the shopping process more streamlined for its users. Amazon Pay is the perfect gateway to expand your business internationally.
| PROs | CONs |
| Amazon Pay helps to bring back loyal customers | Fund withdrawal often takes longer than 2-3days |
| Helps increase conversion | |
| Consistently updated with new features | |
| Provides A to Z customer protection | |
| Integrated fraud detection of Amazon |
Pricing – (Fees and other Charges):
- No setup & hidden fees
- 9% + $0.3 per transaction inside US through web & mobile, 4% + $0.3 through Alexa
- 9% + $0.3 per transaction outside US through web & mobile, 5% + $0.3 through Alexa
9. Braintree
Next in our list of international payment gateways is Braintree owned by PayPal. Founded in 2007, Braintree was acquired by PayPal in 2013. And since then, it has expanded to over 45 countries and regions. Along with payments, Braintree can accept payments through Bitcoin in partnership with Coinbase.
Braintree offers some advanced features with its best international payment gateways. Braintree lets buyers pay using various methods like PayPal, Venmo, Apple Pay, Google Pay, Visa, Mastercard, American Express, etc. For security, it includes 3D secure and other advanced fraud protection measures. Their 24/7 support is available on phone and email.
| PROs | CONs |
| Available in over 45 countries/regions | |
| Accepts Bitcoin as payment | |
| Buyers can pay using various options | |
| 3D secure and other fraud protection measures | |
| 24/7 phone and email support |
Pricing – (Fees and other Charges):
- No setup, monthly, or hidden fees
- 9% + $0.3 per transaction for all major credit/debit cards and digital wallets.
- 75% maximum of $5 for ACH direct debit.
- For detailed pricing info, visit here.
10. BitPay
Founded in 2011, BitPay is a payment service for accepting Bitcoin as payment means. It provides Bitcoin and Bitcoin cash payment services to merchants. It started as a mobile checkout providing company to other businesses who wanted to accept Bitcoin as a payment. BitPay is the most used Bitcoin wallet service.
BitPay processes on average 99,505 transactions per month in 2020. They have also introduced the BitPay card for dollars converted through cryptocurrencies. In 2014, BitPay had garnered over 12,000 merchants and since then, it has grown innumerably and also ranked 1519 on 2020 Inc. 5000. The best thing about this is that it has the lowest transaction rates.
| PROs | CONs |
| Accepts Bitcoin and Other Cryptocurrencies | Useful only to accept Bitcoin & Cryptocurrencies |
| Payment buttons, hosted checkouts, and embedded invoices | |
| Zero prices volatility | |
| Daily Settlements | |
| Quick & easy support |
Pricing – (Fees and other Charges):
- No hidden fees
- 1% per transaction fee (Higher fees for the high-risk industry)
Wrapping Up
In a nutshell, these are the top 10 international payment gateways. There are many factors that businesses need to consider before selecting the best international payment gateways. And with the above comprehensive list of international payment gateways, you could compare and choose the best one as per your needs.
Still, if you are confused with selecting the best payment gateways for international transactions, you can always consult our experts for help and resolve any issues you have with your online store.
